- What it is: a prepaid, custodial crypto card topped up from USDT or USDC. Cards are issued by third-party issuers; KazePay says cards work wherever Visa or Mastercard is accepted.
- Countries: no public country list. The "210 countries" claim describes spending reach, not where you can sign up. Japan and other specific countries are not mentioned.
- Fees: card fee $25 (Silver virtual), $49 (Gold virtual) or $99 (physical); every top-up costs 1.8%-2.2% on virtual cards or 2% on the physical card; ATM 2% (min $1).
- Rewards: no spending cashback published.
Source: KazePay website, pricing page, FAQ and terms (last updated May 12, 2026), checked October 10, 2026.
Official facts (checked October 10, 2026)
Each row links to the official page where we found it. Items we could not find on public pages are marked "not published".
| Item | What KazePay says | Source |
|---|---|---|
| Operator | Footer: KAZEFI is the parent company; KazePay is operated in Hong Kong under INFI TECH. The terms say KazePay is not a bank and not the issuer of all cards | Official website |
| Issuer and network | Cards are issued by third-party issuers (banks, BIN sponsors and similar). The crypto-cards FAQ says cards work wherever Visa or Mastercard is accepted. The issuer and network for each card are not published | Crypto Cards |
| Custody | Custodial. Funds may be held or safeguarded by KazePay, affiliates, custodians or banks (terms section 29). Not a self-custody wallet | Terms, section 29 |
| Supported countries | No public country list. Physical-card eligibility depends on country of residence; the FAQ says to contact support before applying | Official FAQ |
| Japan | Not mentioned anywhere on the official pages checked. Eligibility for Japanese residents is unconfirmed | Supported countries post |
| Card fee | Silver (virtual) $25, Gold (virtual) $49, physical $99. No monthly, inactivity or setup fee | Pricing |
| Annual / maintenance fee | Amount not published. The FAQ says maintenance fees may apply depending on bank and card type | Official FAQ |
| Top-up fee | Physical card 2% (max $500 per top-up); virtual cards 1.8%-2.2% | Official FAQ |
| Per-transaction fee | FAQ: no spending fee from KazePay. Crypto-cards page: $0.25-$0.50 authorization fee per transaction, depending on card | Crypto Cards |
| FX / currency conversion | Done by the issuing bank and card network; fees and rates vary. No rate published | Official FAQ |
| ATM | Physical card only. 2% per withdrawal (min $1) plus ATM operator fees; $1,500 and 6 withdrawals a day, $15,000 a month. Virtual cards cannot withdraw cash | Official FAQ |
| Supported assets | USDT, USDC on BNB Smart Chain, Solana, Aptos, Tron, Base, Avalanche, Arbitrum | Official FAQ |
| KYC | Required for card issuance and account features; 18+ or the legal age in your jurisdiction | Terms |
| Apple Pay / Google Pay | Pages disagree: the crypto-cards page says all cards; the FAQ says the physical card does not, and virtual support depends on the card | Official FAQ |
| Cashback | No spending cashback rate published. A friends referral program exists | Friends Referral Program |
| Refunds | Physical card accepts merchant refunds; refunds to virtual cards are not guaranteed | Official FAQ |
Availability: no country list to check against
KazePay's homepage advertises 210 countries, but its own supported-countries blog post says the figure mainly reflects merchant acceptance. Account opening, card issuance and spending are separate questions. The terms (last updated May 12, 2026) prohibit use from restricted jurisdictions without naming them, and the FAQ says physical-card availability depends on your country of residence and asks you to confirm with support. Before depositing, ask support whether your country and your chosen card type are eligible, and keep the answer.
Fees: card fee plus a fee on every top-up
KazePay charges up front for the card and then on each transfer from the wallet to the card. Topping up a virtual card with $100 costs $1.80-$2.20; the physical card costs $2. In exchange, the FAQ says KazePay charges no spending fee, but currency conversion is done by the issuing bank and card network at rates KazePay does not publish, and bank transaction fees on virtual cards can range from 0% to 5% by merchant category. ATM withdrawals (physical card only) cost 2%, minimum $1, plus operator fees, with limits of $1,500 and 6 withdrawals a day and $15,000 a month.
Where official pages disagree
- Card lineup: the pricing page shows Silver, Gold and Physical; the crypto-cards page (updated August 23, 2026) lists KazeStar, KazeGo, KazeWay, KazeUp, KazeSky, KazeGen and KazeDigi with 10-15 USDT minimum deposits.
- Validity: the FAQ says the physical card is valid for 5 years; the crypto-cards page says all cards are valid for 3 years.
- Apple Pay / Google Pay: the homepage and crypto-cards page say supported; the FAQ says the physical card currently is not.
- Per-transaction fee: the FAQ says none from KazePay; the crypto-cards page lists $0.25-$0.50 per authorization.
Treat the in-app card creation screen as the deciding source and save a screenshot of the fee and feature rows.
Who it suits
KazePay fits users who have confirmed eligibility in their country, want to top up USDT or USDC from several networks, and like separating spending across multiple virtual cards. Card balances cannot be withdrawn, so it works best when you top up only what you plan to spend. It suits less well anyone who wants spending rewards, a published country list, or reliable refunds on virtual cards, which the FAQ says are not guaranteed.
If KazePay cannot confirm your country, these are the cards this site reviews in detail. Availability depends on your country of residence, so check eligibility in each app before applying.
- KAST — the Standard tier is free and earns 1.5% USD cashback on up to $2,000 of eligible spend a month; non-USD spending has a 0.5–1.75% FX fee. Review
- RedotPay — virtual card 10 USD, physical card 100 USD; spending in the card currency is free, other currencies 1.2%; works with Apple Pay and Google Pay. Review
- Tria — under Tria's membership update of September 26, 2026, the former Virtual card is now Lite at 20 USD a year (the free offer has ended), with 1.5% cashback on the first 1,000 USD of eligible spend a month, then 0.5%. Review
The "Open" buttons are affiliate links; we may earn a commission at no cost to you. We have no affiliate relationship with KazePay. Figures are from this site's card reviews, checked October 2026.
FAQ
Which countries does the KazePay card support?
KazePay does not publish a country-by-country list. On October 10, 2026 its website, FAQ and terms named no supported or restricted countries; the terms bar residents of restricted jurisdictions without listing them, and the FAQ asks you to contact support to confirm physical-card eligibility for your country.
Does "210 countries" mean I can apply from anywhere?
No. KazePay's own blog post on supported countries explains that the 210-country figure mainly describes where the card can be spent, not a promise that residents of every country can open an account on the same terms. Onboarding depends on KYC, local rules and issuer policy.
How much does the KazePay card cost?
The official pricing page lists a card fee of $25 for Silver (virtual), $49 for Gold (virtual) and $99 for the physical card, and says there is no monthly, inactivity or setup fee. The FAQ adds that card maintenance fees may apply depending on the bank and card type; no annual-fee amount is published.
What is the KazePay top-up fee?
According to the official FAQ, moving funds from the KazePay Wallet to a card costs 2% per top-up for the physical card and 1.8% to 2.2% for virtual cards, depending on card type and issuing bank. A single physical-card top-up is capped at $500.
Which crypto can I deposit?
USDT and USDC only, on BNB Smart Chain, Solana, Aptos, Tron, Base, Avalanche and Arbitrum, per the official FAQ.
Does the KazePay card work with Apple Pay and Google Pay?
The official pages disagree. The crypto-cards page says all cards support Apple Pay and Google Pay, while the FAQ says the physical card currently does not and virtual-card support depends on the specific card and issuing bank. Check the card setup screen before choosing a card.
Does KazePay pay cashback?
No cashback rate on card spending was published on the official pages checked on October 10, 2026. KazePay runs a friends referral program, which is separate from spending rewards.
Can I withdraw money from a KazePay card balance?
No. The FAQ says funds moved onto a card are for spending only and cannot be withdrawn on-chain or sent to other users. Only the KazePay Wallet balance can be withdrawn.
Official sources
Terms can change by country, card type, issuer and account status. Reopen the official page and the live app screen before applying or depositing.