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KASTChecked 2026-10-01Affiliate disclosure
KAST Card: tiers, cashback, fees and limits in one place
A stablecoin-first Visa card with Standard (free), Premium ($1,000 a year) and Private ($10,000 a year) tiers, 1.5–3% USD cashback, KAST Points on paid tiers, physical cards, Apple Pay or Google Pay support, and ATM access. The key numbers are below, re-checked against KAST's help centre on 2026-10-01.
KAST card at a glance (checked 2026-10-01)
- Tiers: Standard $0, Premium $1,000 a year, Private $10,000 a year. Standard is a Visa Platinum card; Premium and Private are Visa Infinite.
- Cashback: 1.5% on the first $2,000 of monthly spend (Standard), 2% on the first $10,000 (Premium), 3% on the first $40,000 (Private). Premium and Private add 1% and 2% in KAST Points.
- Conversion rate: supported stablecoins convert 1:1 at 0%. Other currencies are charged at the live rate plus a 0.5–1.75% FX fee, with $0.10 extra on non-USD purchases under $25.
- ATM: $3 + 2% per withdrawal. The limit is stated two ways as of 2026-10-13: $250 each and $750 per 24 hours in KAST's ATM limits article (updated 2026-08-09), up to $500 each and 3 withdrawals or $1,500 per 24 hours in its fees article (updated 2026-10-12). Check the limit in the app before withdrawing and plan on $250 to be safe.
- Physical card: free on Standard with $40 delivery; included on Premium and Private.
- Referral code: JQDMB03P. Confirm your own eligible offer before applying; no fixed cash bonus or membership discount is guaranteed.
Best forStablecoin users who want clear USD spending, physical card support, and cashback math.
A stablecoin-first Visa card with Standard, Premium, and Private tiers, USD cashback, KAST Points on higher tiers, physical cards, Apple Pay or Google Pay support, and ATM access.
Fee headlineStandard $0 annual fee, Premium $1,000/year, Private $10,000/year. Standard physical card has a $40 shipping fee.
Non-stablecoin deposits are auto-converted with a conversion fee that varies by token and is shown before you confirm. Non-USD card spend has a 0.5-1.75% FX fee.
Reward check1.5% USD cashback on Standard, 2% on Premium, 3% on Private, with monthly caps shown by KAST.
Always compare reward value with card, FX, ATM, membership, and conversion costs.
Advertising disclosure: the "Open official site" buttons are our KAST referral link (code JQDMB03P), and we may be paid if you sign up. It does not change the fees or rewards described here.
KAST Reserve: 8% on idle USD
Besides the card, KAST pays a promotional reward on USD you move into the USD Reserve Account: Standard 8%, Premium 10% on the first $50,000, Private 12% on the first $200,000, with no lock-up and card spending straight from Reserve. On 2026-10-13 the app said the boost lasts until mid-2027 and then returns to 4%, while the legal terms still say 31 December 2026 or $100 million in total reserves. It is not a deposit and has no deposit insurance. Read the KAST Reserve guide.
App
Download the KAST app
KAST is opened and managed in its mobile app. Install it from the official store listings below, and check the developer name before you install.
App nameKAST: Global USD Account, published by Troia Limited.
iPhoneApp Store listing
AndroidGoogle Play listing (package com.kastfinance.app)
Official download pagekast.xyz/en/download
Supported systemsiOS 15.5 or later and Android 10 or later; KAST says it actively supports iOS 26 and 18 and Android 13 to 16 (KAST help centre).
Lookalike appsOther apps named "Kast" exist in the stores, including IPTV, live-broadcast and "Kast for Real Estate Agents" apps. They are not the KAST card app; check that the developer is Troia Limited.
Installing the app does not mean you can open an account: KAST publishes no country list, and eligibility is decided by the country dropdown during sign-up and KYC. See KAST card supported countries: how to check.
Guides
KAST Card articles
Use the hub to move from review to fee check to comparison without hunting through the whole site.
Cashback
KAST Card Cashback: 1.5%, 2% or 3% and Monthly Caps (2026)
Max cashback per tier, when a paid tier beats Standard, Points, redemption and FX costs.
Checked October 13, 2026
Review
KAST Card review: 1.5–3% cashback, monthly caps and fees
How much cashback each tier pays, where the monthly caps cut in, and when Premium pays for itself.
Checked October 1, 2026Fees
KAST card fees and conversion rate: FX 0.5–1.75%, ATM $3 + 2%
Stablecoin 1:1 conversion, the FX fee on non-USD spending, ATM costs and USD bank transfer fees.
Checked October 1, 2026ATM limit
KAST ATM withdrawal limit: $250 or $500 per withdrawal?
Why KAST's two official help articles disagree, the $3 + 2% fee, whether a virtual card works at an ATM, and a safe first withdrawal.
Checked October 13, 2026KAST referral code
KAST Referral Code JQDMB03P: Sign-up and Benefit Checks
Check code attribution, new-user eligibility and the 45-day window. Verify your personal offer separately from the publisher’s commission; a code does not guarantee a fixed bonus.
General terms checked October 6, 2026Countries
KAST Card Supported Countries: How to Check (incl. Pakistan)
No public country list: how the sign-up dropdown works, KYC levels, VPN and ID rules, and what KAST confirms for Pakistan.
Checked October 13, 2026
Switching
Leaving Gnosis Pay? KAST and the other alternatives
For EEA and UK readers moving off Gnosis Pay: how KAST compares with the other cards on FX, custody and availability.
Checked October 1, 2026Compare
KAST vs RedotPay: which stablecoin card is cheaper?
Compare fee assumptions for non-USD spend, ATM use, rewards, and Pro membership.
Updated June 2026
Compare
ether.fi Cash vs KAST: non-custodial vault or custodial USD account?
3% ETHFI vs 1.5% USD cashback, FX, ATM and Japan availability, each row linked to its source.
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MetaMask Card vs KAST: wallet spending or USD account?
MetaMask's country list (Japan, US and UK not open) against KAST, with fees and cashback side by side.
Checked October 2026Evidence
Official sources, reader evidence, and small tests
Before acting on a card page, check the issuer app or official help page, then keep records that can be matched to dates, fees, card status, rewards, and region eligibility.
Official sourceConfirm availability, KYC, fees, limits, Apple Pay or ATM support, rewards, and card status on the official site, help center, or issuer app.
Small testAfter KYC, use a small deposit, small payment, mobile-wallet test, or ATM scenario before moving larger balances.
Evidence to saveKeep screenshots of application status, deposits, transaction statements, fee rows, exchange rates, reward history, support replies, and timestamps.
Reader submissionsUser reports are treated as supporting evidence only when they can be checked against app screens, statements, dates, amounts, regions, or card tiers.
FAQ
FAQ
What is the KAST card?
KAST is a Visa card and account funded mainly with stablecoins. Your balance is shown in US dollars, and you can spend it online, in stores, with Apple Pay or Google Pay, and at ATMs. There are three membership tiers: Standard (free), Premium ($1,000 a year) and Private ($10,000 a year).
How much cashback does the KAST card give?
KAST pays 1.5% USD cashback on the first $2,000 of monthly card spend on Standard, 2% on the first $10,000 on Premium and 3% on the first $40,000 on Private. Premium and Private also earn 1% and 2% in KAST Points. ATM withdrawals, transfers and fees earn nothing. Checked on KAST's fee table on 2026-10-01.
What are the KAST card fees?
US dollar card spending is 0%. Spending in other currencies adds a 0.5% to 1.75% FX fee, plus $0.10 on non-USD purchases under $25. ATM withdrawals cost $3 plus 2%. For the limit, KAST's ATM limits article (updated 2026-08-09) says $250 per withdrawal and $750 per 24 hours, while its fees article (updated 2026-10-12) says $500 and $1,500; as of 2026-10-13 they disagree, so check the app and plan on $250. A Standard physical card costs $40 to deliver, and supported stablecoin deposits convert 1:1 with no fee.
Is there a KAST referral code?
Yes. This site's KAST referral code is JQDMB03P. Confirm any personal benefit, amount and eligibility in your own official sign-up or Rewards screen. The general referral terms checked on October 6, 2026 do not guarantee a fixed cash bonus or membership discount. The August–September 2026 campaign has ended. See the referral guide before applying.
What should I verify before using this card?
Open the official site or app and confirm supported region, KYC status, card issue fee, annual fee, funding method, card status, reward terms, and any campaign deadline. Use the official screen as the final source before applying, funding, or spending.
What records should I keep after applying or spending?
Keep screenshots of the application screen, KYC status, funding transaction, card statement, fee row, cashback or points entry, timestamp, currency, amount, and any TXID or statement number. These records help with support and tax review.
What should I trust if the app and this page differ?
Before applying, funding, or spending, use the latest official site or in-app screen as the source of truth. Treat this page as a decision checklist and save the live fee, reward, and availability screens.
Before you apply for KAST
Check your residence eligibility, identity requirements and expected costs first. Register only if the available card fits your needs.
KAST card fees and membership comparison · KAST referral code and eligibility · KAST card supported countries · Crypto cards Japan residents can get