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RedotPay cardChecked 2026.10.06Affiliate disclosure
RedotPay card: costs, verdict and where it works
Everything about the RedotPay card on one page, rechecked against RedotPay's help center on October 1, 2026, with links to the detailed fee, Pro, Apple Pay, country and referral guides.
A 10 USD virtual (or 100 USD physical) crypto card with no monthly fee and no cashback unless you pay for Pro
RedotPay is a good fit if you hold stablecoins and want to spend them like a normal card: no fee in the card's own currency, 1.2% in other currencies, 1% crypto conversion, 2% at ATMs. Cashback is 3% only with RedotPay Pro and only on Apple Pay or Google Pay. The card is not issued in the US, Mainland China, Singapore, India and other listed countries, and new cards reportedly stopped in South Korea in September 2026.
- Virtual card
- 10 USD, one-time
- Physical card
- 100 USD, one-time; needed for ATMs
- Monthly fee
- None (Pro optional, 12.90 USD)
- FX and conversion
- 1.2% and 1%
- ATM
- 2%; 3 withdrawals a day
- Cashback
- 3% with Pro, Apple Pay and Google Pay only
Best forStablecoin holders who want an app-based card for online, mobile-wallet and in-person spending without selling on an exchange first.
Skip it if you live in a restricted country, spend mostly in other currencies, or want cashback without a subscription. Full verdict: RedotPay review.
Fee headline10 USD virtual or 100 USD physical card, no account fee, 1.2% in other currencies, 1% crypto conversion, 2% ATM.
USD cards pay 3% on monthly ATM withdrawals above 10,000 USD. Every row: RedotPay fees and ATM limits.
Cashback realityNo standard cashback. RedotPay Pro pays 3% on Apple Pay and Google Pay, up to 18 USDs a month, for 12.90 USD a month or 129 USD a year.
Break-even is about 430 USD of qualifying spending a month. Math: RedotPay Pro review.
Apple PayNew Apple Pay additions were suspended from August 22, 2025. RedotPay's help center (updated July 26, 2026) describes a free card upgrade (app 3.0.1 or later) whose new card can be added to Apple Wallet.
The upgrade prompt is sent to eligible users gradually. Fixes: RedotPay Apple Pay not working.
AvailabilityNot issued in the US, Mainland China, Singapore, India, Indonesia, Turkey and other listed countries.
Check both lists before paying: RedotPay supported countries and KYC.
South KoreaNew physical and virtual card issuance reportedly stopped in September 2026, although Korea is not on the official lists.
What is known and what to check: RedotPay card issuance suspended in South Korea.
Guides
RedotPay articles
Move from the verdict to the fee table, Pro math, country checks and troubleshooting without hunting through the whole site.
Review
RedotPay review: 10 USD card, 1.2% FX, no cashback without Pro
Who the card suits, what it costs, the Apple Pay history and availability caveats.
Checked October 1, 2026Fees
RedotPay fees: 10 USD card, 1.2% FX, 2% ATM, 3,750 USD daily limit
The full official fee table plus ATM withdrawal counts and amount limits.
Checked October 1, 2026RedotPay Pro
RedotPay Pro review: 12.90 USD a month, 3% cashback capped at 18 USDs
Break-even spend, USDs expiry, the annual plan's card and ATM waivers and renewal rules.
Checked October 1, 2026Availability
RedotPay card issuance suspended in South Korea
What was reported in September 2026, why the official lists did not show it, and what to check in the app.
Checked October 1, 2026Countries and KYC
RedotPay supported countries and KYC documents
The four official restriction lists, accepted ID documents and extra-document reviews.
Checked October 1, 2026Apple Pay
RedotPay Apple Pay Not Working? 4 Fixes incl. Free Upgrade
RedotPay won't add to Apple Pay? Fix: update the app to 3.0.1+, open Card, tap Upgrade (free), then add the new card to Apple Wallet. Checked Oct 1, 2026.
Updated October 5, 2026Invite code
RedotPay invite code: 5 USDs reward, sign-up only
Where the referral field appears, why it cannot be added later, and what the 5 USDs reward can and cannot pay for.
Checked October 1, 2026Compare
KAST vs RedotPay: which stablecoin card is cheaper?
Compare direct cost assumptions and when Pro membership can make sense.
Updated June 2026Compare
Tria vs RedotPay: wallet-first or app-first crypto spending?
Compare self-custody positioning, supported assets, card fees, and practical risk checks.
Updated June 2026
Compare
Bitget Wallet Card vs RedotPay: Assetback or a low card fee?
2% Assetback and 1.7% FX in APAC vs RedotPay's 10 USD card, 1.2% FX and Pro-only cashback.
Checked October 2026Evidence
Official sources, reader evidence, and small tests
Card facts on this page come from RedotPay's help center, rechecked on October 1, 2026. The South Korea halt comes from Seoul Economic Daily and Bloomingbit reports of September 15, 2026, not from an official RedotPay announcement.
Official sourceConfirm availability, KYC, fees, limits, Apple Pay or ATM support, rewards, and card status on the official help center or in the app.
Small testAfter KYC, use a small deposit, small payment, mobile-wallet test, or ATM scenario before moving larger balances.
Evidence to saveKeep screenshots of application status, deposits, transaction statements, fee rows, exchange rates, reward history, support replies, and timestamps.
Reader submissionsUser reports are treated as supporting evidence only when they can be checked against app screens, statements, dates, amounts, regions, or card tiers.
Application and usage checked: October 6, 2026
Has RedotPay stopped in Japan?
Japan was not on the official card issuance restrictions list checked October 6, 2026. That does not guarantee every account can obtain a card, receive physical delivery or add it to Apple Pay. Registration/KYC, issuance, shipping and wallet tokenization are separate checks. Read the Card screen and exact error before paying. If the app says issuance is unavailable, do not pay another fee or add funds to try to bypass it; ask support.
How do you order the RedotPay physical card?
In Card → Physical card, review the 100 USD issuance charge and delivery eligibility, then enter your name, address and phone number. Billing and shipping addresses must be in English. The printed name cannot be changed after issuance, and payment confirms an application that cannot be canceled or refunded. Check those fields before paying. A physical card supports store payments and ATMs; compare the cost of a virtual card if you only need online payments.
How do you fund and use RedotPay?
Match the asset, network and destination shown on the deposit screen with the sending service. Bank deposits and crypto transfers are not interchangeable instructions. The checked Multi-Currency Wallet deposit policy says RedotPay charges no deposit fee, but banks can deduct handling fees on returned deposits. Sending-service and network costs should be checked separately. Use card details online, a physical card at terminals, or a supported digital wallet after confirming eligibility. Do not pay for a card solely for Apple Pay before checking that your account can add it.
Can a RedotPay promotion code be added after registration?
A referral code belongs in Referral Code (Optional) during registration and cannot be added to an existing account. It does not guarantee issuance or a card discount. The official 5 USDs welcome reward is for purchases after card activation, expires 30 days after receipt and cannot pay the card application fee. Open the USDⓈ balance in the app to verify credit and expiry.
Official instructions: Issuance restrictions · Physical card · Payments · Deposit policy · Referral code · 5 USDs reward
FAQ
FAQ
What is the RedotPay card?
The RedotPay card is a virtual or physical payment card issued through the RedotPay app. You fund it with crypto such as USDT or USDC, and RedotPay converts the crypto when you pay at merchants that accept major card networks. The virtual card works online and in mobile wallets; the physical card also works at ATMs.
How much is the RedotPay card?
RedotPay's help center, checked on October 1, 2026, lists a one-time 10 USD fee for the virtual card and 100 USD for the physical card, with free standard mail delivery. There is no monthly or annual account fee. The optional RedotPay Pro membership costs 12.90 USD a month or 129 USD a year.
Does the RedotPay card have cashback?
Only with RedotPay Pro. Pro pays 3% in USDs on Apple Pay and Google Pay purchases, up to 18 USDs a month, and the USDs expire after 30 days. Without Pro, the card has no fixed cashback rate.
Can I withdraw cash with the RedotPay card?
Yes, with the physical card at ATMs that support major card networks. RedotPay charges 2% (3% on a USD card's monthly withdrawals above 10,000 USD) and allows 3 withdrawals a day, up to 3,750 USD a day and 50,000 USD a month on a USD card. ATM operators can add their own fee.
Where is the RedotPay card not available?
RedotPay's Card Issuance Restrictions list, last updated August 28, 2026, includes the United States, Mainland China, Singapore, India, Indonesia, Turkey, Russia, Ukraine and sanctioned jurisdictions. New card issuance in South Korea was reported to have stopped in September 2026 even though Korea is not on the list, so confirm in the app's Card screen before paying.
Has RedotPay stopped in Japan?
Japan was not on the official card issuance restrictions list checked October 6, 2026. That does not guarantee every account can obtain a card, receive physical delivery or add it to Apple Pay. Registration/KYC, issuance, shipping and wallet tokenization are separate checks. Read the Card screen and exact error before paying. If the app says issuance is unavailable, do not pay another fee or add funds to try to bypass it; ask support.
How do you order the RedotPay physical card?
In Card → Physical card, review the 100 USD issuance charge and delivery eligibility, then enter your name, address and phone number. Billing and shipping addresses must be in English. The printed name cannot be changed after issuance, and payment confirms an application that cannot be canceled or refunded. Check those fields before paying. A physical card supports store payments and ATMs; compare the cost of a virtual card if you only need online payments.
How do you fund and use RedotPay?
Match the asset, network and destination shown on the deposit screen with the sending service. Bank deposits and crypto transfers are not interchangeable instructions. The checked Multi-Currency Wallet deposit policy says RedotPay charges no deposit fee, but banks can deduct handling fees on returned deposits. Sending-service and network costs should be checked separately. Use card details online, a physical card at terminals, or a supported digital wallet after confirming eligibility. Do not pay for a card solely for Apple Pay before checking that your account can add it.
Can a RedotPay promotion code be added after registration?
A referral code belongs in Referral Code (Optional) during registration and cannot be added to an existing account. It does not guarantee issuance or a card discount. The official 5 USDs welcome reward is for purchases after card activation, expires 30 days after receipt and cannot pay the card application fee. Open the USDⓈ balance in the app to verify credit and expiry.