Pick Bitget Wallet Card if you want to keep most funds in a self-custody wallet and move only spending money to the card and you want the higher entry-tier cashback (2% vs 0%, paid in an asset you choose: BTC, gold, US stocks or USDC). Pick RedotPay if you prefer a simple app balance to managing your own wallet.
Key differences
- Bitget Wallet Card is a self-custody wallet with a separate card balance you top up; RedotPay is custodial (the provider holds your balance).
- Entry cost in the first year: $0 for Bitget Wallet Card (virtual card) and $10 for RedotPay (standard card), counting the annual fee and any virtual card fee.
- Entry-tier cashback: 2% in an asset you choose: BTC, gold, US stocks or USDC for Bitget Wallet Card, no cashback on the entry card for RedotPay.
- Paying in a non-USD currency costs 1.75–1.9% with Bitget Wallet Card and 1.2–2.2% with RedotPay (FX plus any conversion fee).
The two cards
Bitget Wallet Card vs RedotPay side by side
Entry-tier terms unless a row says otherwise. Where an issuer does not publish a figure, the cell says so instead of estimating.
| Check | Bitget Wallet Card | RedotPay |
|---|---|---|
| Card network | Visa in the APAC programme (non-USD amounts settle at Visa's rate); Bitget runs separate regional programmes, including a Mastercard one in South Asia Source: Bitget Wallet Card (APAC): fees, Bitget Wallet Card (APAC): physical card FAQ · checked 2026-10-10 | Not published: not named in RedotPay's help center, which says the card works where major card networks are accepted Source: RedotPay: services and features · checked 2026-10-10 |
| Custody | Self-custody wallet app, but you top up a separate card balance from which card fees and purchases are deducted Source: Bitget Wallet Card (APAC): physical card FAQ, Bitget Wallet Card (APAC): fees · checked 2026-10-10 | Custodial app balance: you deposit crypto into RedotPay, which converts it to the payment currency when you pay Source: RedotPay: services and features · checked 2026-10-10 |
| Issuer | Not published: not named on the APAC help pages we checked Source: Bitget Wallet Card (APAC): fees · checked 2026-10-10 | Not published: not published in the help-center articles we checked Source: RedotPay: services and features, RedotPay: card limitations and fees · checked 2026-10-10 |
| Who can apply | Regional programmes (APAC; Europe, Africa and Latin America; South Asia); the APAC physical card is for citizens or residents of Singapore, South Korea, Japan, Vietnam, Malaysia, Taiwan, Australia, Thailand and the Philippines Source: Bitget Wallet Card (APAC): physical card FAQ, Bitget Wallet Card (APAC): fees · checked 2026-10-10 | Over 100 countries; residents of 47 listed countries or regions cannot get a card, including the US, Mainland China, Singapore, India, Indonesia and Turkey (list updated 2026-08-28) Source: RedotPay: card issuance restrictions · checked 2026-10-10 |
| Japan | Japan is listed for the APAC physical card. Separately, Bitget's exchange told Japan residents on 2026-08-03 that it is ending services for them; that notice does not mention Bitget Wallet Card, so watch the app for any card notice before topping up Source: Bitget Wallet Card (APAC): physical card FAQ, Bitget: notice to Japan residents (2026-08-03, Japanese) · checked 2026-10-10 | Japan is not on RedotPay's card issuance restriction list (updated 2026-08-28) Source: RedotPay: card issuance restrictions · checked 2026-10-10 |
| Annual or membership fee | No monthly or annual fee Source: Bitget Wallet Card (APAC): fees · checked 2026-10-10 | No monthly or annual account fee; RedotPay Pro is optional at 12.90 USD a month or 129 USD a year Source: RedotPay: card limitations and fees, RedotPay Pro · checked 2026-10-01 |
| Card fee | Physical card 49 USD including international shipping, deducted from the card balance; the APAC fee page lists no virtual card fee Source: Bitget Wallet Card (APAC): physical card FAQ, Bitget Wallet Card (APAC): fees · checked 2026-10-10 | Virtual card 10 USD one-time; physical card 100 USD one-time Source: RedotPay: card application fee, RedotPay: card limitations and fees · checked 2026-10-01 |
| FX and conversion | 0.05–0.2% crypto-to-fiat conversion on every transaction; no extra FX fee on USD transactions; 1.7% extra on other currencies Source: Bitget Wallet Card (APAC): fees · checked 2026-10-10 | No fee in the card's own currency; 1.2% in other currencies; plus 1% when crypto is converted Source: RedotPay: card limitations and fees · checked 2026-10-01 |
| Funding | Top-up to the card is free; gas and the sending wallet's fees are separate Source: Bitget Wallet Card (APAC): fees · checked 2026-10-10 | Deposits are free apart from network fees; supported assets include BTC, ETH, BNB, SOL, S, SUI, TRX, XRP, USDT and USDC Source: RedotPay: services and features, RedotPay: deposit fee policy · checked 2026-10-10 |
| Cashback | Assetback: 2% by default; 3% for new cardholders and those over the monthly spend threshold ($200 in Japan, Singapore, Australia, EEA + UK and others), for that month and the next; paid in WBTC, XAUt, tokenized stocks or USDC, up to a monthly eligible-spend limit shown in the app Source: Bitget Wallet Card: Assetback · checked 2026-10-10 | None on the standard card; RedotPay Pro pays 3% on Apple Pay and Google Pay purchases, up to 18 USDs a month Source: RedotPay Pro · checked 2026-10-10 |
| ATM | Physical card only (not in Singapore): 1% or 5 USD, whichever is higher; up to 3,000 USD per withdrawal and 10,000 USD a day Source: Bitget Wallet Card (APAC): physical card FAQ · checked 2026-10-10 | Physical card only: 2% per withdrawal (USD card: 3% on amounts above 10,000 USD a month); 3 withdrawals and up to 3,750 USD a day Source: RedotPay: ATM withdrawals and fees, RedotPay: card limitations and fees · checked 2026-10-01 |
| Apple Pay / Google Pay | Apple Pay and Google Pay set-up guides in the APAC help section (cards from Latin America and Africa cannot be added to Apple Pay) Source: Bitget Wallet Card (APAC): fees · checked 2026-10-10 | Google Pay and Apple Pay; new Apple Pay additions need RedotPay's free card upgrade (app 3.0.1 or later) Source: RedotPay: upgrade and link your card to Apple Pay, RedotPay Pro · checked 2026-10-01 |
Worked example: $1,000 a month in a non-USD currency
Same assumptions for both cards: entry tier, $1,000 of eligible card spending a month at a merchant charging in a currency other than US dollars, paid from a US-dollar stablecoin balance. The figures are our arithmetic from the rows above, not issuer quotes; reward tokens are valued at the moment they are paid.
| Per month | Bitget Wallet Card | RedotPay |
|---|---|---|
| Entry tier | virtual card | standard card |
| Fixed cost, first year | $0 | $10 |
| FX and conversion on $1,000 | $17.50–$19.00 | $12.00–$22.00 |
| Cashback on $1,000 | $20.00 in an asset you choose: BTC, gold, US stocks or USDC (if within the monthly limit shown in the app) | $0.00 |
| Cashback minus FX | +$1.00 to +$2.50 | -$22.00 to -$12.00 |
RedotPay: RedotPay Pro: 3% on Apple Pay and Google Pay purchases, up to 18 USDs a month, for 12.90 USD a month.
Who should pick which
- You want to keep most funds in a self-custody wallet and move only spending money to the card
- You want the higher entry-tier cashback (2% vs 0%, paid in an asset you choose: BTC, gold, US stocks or USDC)
- You want the lower entry cost ($0 vs $10 in the first year)
- Bitget Wallet users who want cashback by default (2%) without a membership fee Source: Bitget Wallet Card: Assetback, Bitget Wallet Card (APAC): fees · checked 2026-10-10
- Readers who prefer rewards in BTC, gold or tokenized stocks instead of a stablecoin Source: Bitget Wallet Card: Assetback · checked 2026-10-10
- Non-USD spending costs 1.7% plus the 0.05–0.2% conversion fee Source: Bitget Wallet Card (APAC): fees · checked 2026-10-10
- Japan residents should watch for card notices after the Bitget exchange's 2026-08-03 Japan announcement Source: Bitget: notice to Japan residents (2026-08-03, Japanese) · checked 2026-10-10
- You prefer a simple app balance to managing your own wallet
- Stablecoin holders who want a low one-time card fee and no annual fee Source: RedotPay: card limitations and fees · checked 2026-10-01
- Readers in countries other cards skip, as long as they are not on RedotPay's restriction list Source: RedotPay: card issuance restrictions · checked 2026-10-10
- No cashback unless you pay for RedotPay Pro, and then only on Apple Pay and Google Pay Source: RedotPay Pro · checked 2026-10-10
- Spending in another currency from a crypto balance can cost 1.2% plus 1% conversion Source: RedotPay: card limitations and fees · checked 2026-10-01
Japan note
- Bitget Wallet Card: Japan is listed for the APAC physical card. Separately, Bitget's exchange told Japan residents on 2026-08-03 that it is ending services for them; that notice does not mention Bitget Wallet Card, so watch the app for any card notice before topping up Source: Bitget Wallet Card (APAC): physical card FAQ, Bitget: notice to Japan residents (2026-08-03, Japanese) · checked 2026-10-10
- RedotPay: Japan is not on RedotPay's card issuance restriction list (updated 2026-08-28) Source: RedotPay: card issuance restrictions · checked 2026-10-10
Paying with a card in Japan is not the same as being able to open one as a Japan resident. Select your real country of residence in the app and stop if it is not offered.
Next step
Check the country screen, the fee preview and a small first payment in the app before moving a larger balance.
The Bitget Wallet Card and RedotPay buttons are our referral links; we may earn a commission at no cost to you, and it does not change the facts on this page.FAQ
Bitget Wallet Card or RedotPay: which should I choose?
Pick Bitget Wallet Card if you want to keep most funds in a self-custody wallet and move only spending money to the card; or you want the higher entry-tier cashback (2% vs 0%, paid in an asset you choose: BTC, gold, US stocks or USDC); or you want the lower entry cost ($0 vs $10 in the first year). Pick RedotPay if you prefer a simple app balance to managing your own wallet.
Can I get Bitget Wallet Card or RedotPay in Japan?
Bitget Wallet Card: Japan is listed for the APAC physical card. Separately, Bitget's exchange told Japan residents on 2026-08-03 that it is ending services for them; that notice does not mention Bitget Wallet Card, so watch the app for any card notice before topping up (checked 2026-10-10). RedotPay: Japan is not on RedotPay's card issuance restriction list (updated 2026-08-28) (checked 2026-10-10). The issuer's app decides in the end, so check the country screen before you fund either card.
Which costs less, Bitget Wallet Card or RedotPay?
Bitget Wallet Card: No monthly or annual fee; Physical card 49 USD including international shipping, deducted from the card balance; the APAC fee page lists no virtual card fee; FX: 0.05–0.2% crypto-to-fiat conversion on every transaction; no extra FX fee on USD transactions; 1.7% extra on other currencies. RedotPay: No monthly or annual account fee; RedotPay Pro is optional at 12.90 USD a month or 129 USD a year; Virtual card 10 USD one-time; physical card 100 USD one-time; FX: No fee in the card's own currency; 1.2% in other currencies; plus 1% when crypto is converted.
How does Bitget Wallet Card cashback compare with RedotPay?
Bitget Wallet Card: Assetback: 2% by default; 3% for new cardholders and those over the monthly spend threshold ($200 in Japan, Singapore, Australia, EEA + UK and others), for that month and the next; paid in WBTC, XAUt, tokenized stocks or USDC, up to a monthly eligible-spend limit shown in the app (checked 2026-10-10). RedotPay: None on the standard card; RedotPay Pro pays 3% on Apple Pay and Google Pay purchases, up to 18 USDs a month (checked 2026-10-10).
Is Bitget Wallet Card or RedotPay self-custodial?
Bitget Wallet Card: Self-custody wallet app, but you top up a separate card balance from which card fees and purchases are deducted (checked 2026-10-10). RedotPay: Custodial app balance: you deposit crypto into RedotPay, which converts it to the payment currency when you pay (checked 2026-10-10).
Official sources checked
Each table row shows its own source and check date; facts on this page were last checked on 2026-10-10. Terms change, so treat the issuer's app as the final word before applying or funding.