- EEA (via Bybit EU): 29 countries, meaning every EU country except Malta, plus Iceland, Liechtenstein and Norway. Virtual and physical card; Apple Pay, Google Pay and Samsung Pay, except that Google Pay is not available to users from Switzerland, Estonia and Norway.
- bybit.com card programs: Argentina, Brazil, Mexico, Peru, Kazakhstan, Georgia, the AIFC (Astana International Financial Centre), Australia and an "Asia Pacific" program. Apple Pay is not offered on the Mexico and Asia Pacific cards; the physical card is not yet available in Peru.
- Switzerland: unclear. Bybit Learn includes it, but the Bybit EU card FAQ's country list (updated October 2, 2026) does not.
- Malta: excluded. UK, US, Canada, Japan and other countries: not named on any Bybit Card help page we checked, and Bybit does not publish which countries its Asia Pacific program covers. Unsupported countries can only register interest in the Card flow.
Sources: Bybit EU card FAQ (updated 2026-10-02), bybit.com card FAQ (updated 2026-09-03), Bybit EU card-management guide (updated 2026-09-19) and Bybit Learn (June 15, 2026), all checked November 4, 2026.
Quick country lookup: Bybit Card physical, virtual and Apple Pay by country
Each row comes from Bybit's own help pages as checked on November 4, 2026. "Phased" means Bybit says the physical card is rolled out in phases and may not be available everywhere yet; users who are not eligible can join a waitlist. Where two official pages disagree, the row says so.
| Country or region | Virtual card | Physical card | Apple Pay | Note |
|---|---|---|---|---|
| Germany, France, Spain, Italy, Netherlands and the other EU countries (except Malta) | Yes | Yes, after an active virtual card | Yes | Bybit EU card in EUR; Google Pay and Samsung Pay also supported. |
| Iceland, Liechtenstein, Norway | Yes | Yes, after an active virtual card | Yes | On the Bybit EU list. Google Pay is not available to users from Norway. |
| Estonia | Yes | Yes, after an active virtual card | Yes | Google Pay is not available to users from Estonia. |
| Croatia, Ireland | Yes | Yes, after an active virtual card | Yes | On the Bybit EU FAQ list, but Bybit Learn says support is "limited" without saying what is limited (Iceland is named too). |
| Malta | No | No | No | Explicitly excluded in the Bybit EU card FAQ. |
| Switzerland | Unclear | Unclear | Unclear | Bybit Learn includes it; the Bybit EU FAQ list does not. Google Pay is not available to Swiss users. Check the country drop-down. |
| Argentina | Yes | Phased | Yes | bybit.com Mastercard prepaid card in ARS; Google Pay too. Argentine taxes apply to foreign purchases. |
| Brazil | Yes | Phased | Yes | bybit.com Visa prepaid card in BRL; Google Pay too. |
| Mexico | Yes | Phased | No | bybit.com Mastercard card in MXN; Google Pay only. |
| Peru | Yes | Not yet available | Yes | bybit.com Visa prepaid card in PEN or USD; Google Pay too. |
| Kazakhstan, Georgia, AIFC | Yes | Phased | Yes | bybit.com Mastercard card in USD; Google Pay too. |
| Australia | Yes | Phased; address verification required | Yes | bybit.com Mastercard card in USD; Google Pay and Samsung Pay too. 6-digit PIN. |
| Asia Pacific program | Yes | Tier 2 and above only; address verification required | No | bybit.com Visa card in USD; Google Pay only. Bybit does not publish which countries this program covers. |
| United Kingdom, United States, Canada, Japan | Not listed | Not listed | Not listed | Not named on the Bybit Card help pages we checked. Unsupported countries can only register interest. |
Sources: Bybit EU card FAQ (country list, updated 2026-10-02), Bybit EU card-management guide (Google Pay exclusions, updated 2026-09-19), Bybit Learn (Switzerland and "limited support", June 15, 2026), bybit.com card FAQ (bybit.com regions, card type, currency and wallets, updated 2026-09-03) and the bybit.com card introduction (physical card rollout and Peru, updated 2026-06-10), all checked November 4, 2026. A Bybit Wiki page on card countries is labelled as AI-generated and conflicts with these help pages, so we do not use it. The Card flow in your Bybit or Bybit EU app decides whether your own account can apply.
Official checks
Start inside the Bybit app or Bybit EU card page. Check country of Advanced Identity Verification, proof-of-address requirement, virtual or physical card option, selected spending crypto and wallet-add options before moving funds.
Availability
Since Bybit moved its EUR card for the EEA and Switzerland from bybit.com to Bybit EU (its transition FAQ asked users to switch by December 31, 2025), EEA residents apply on Bybit EU, and the bybit.com card programs listed above are separate. Bybit's card guidance describes both virtual and physical cards. The card currency depends on the country of Advanced Identity Verification, and the Bybit EU introduction (updated 2026-10-08, checked 2026-11-04) lists six payment crypto assets: USDC, BTC, ETH, MNT, GRAM and XRP. The older Bybit Learn guide (June 15, 2026) lists TON and EURC instead of GRAM, so check the My Bybit Card page for the current list. A separate Bybit help page about bank-card payments does not prove that Bybit Card issuance is available in the same country.
From country check to physical card
Before you apply: common pitfalls
- Applying from Malta, Switzerland or a "limited support" country. The Bybit EU card FAQ excludes Malta and does not list Switzerland; Bybit Learn names Croatia, Iceland and Ireland as EEA countries with limited support. Check the country drop-down before you collect documents.
- An old proof of address. The document must be dated within the past three months and issued from a supported country. Bybit Card Lite skips address verification, but its spending capacity is limited until you upgrade.
- Ordering the physical card first. You need an active virtual card before the physical application. Address review can take up to seven business days and standard delivery up to 30 days, so allow over five weeks if you need the card for a trip.
- An empty EUR balance. The card spends fiat in your Funding Account first. Anything not covered is sold from your chosen crypto at Bybit's One-Click Sell rate plus 0.9%. Example: a 200 euro purchase with 50 euros in the Funding Account sells 150 euros' worth of crypto and adds a 1.35 euro conversion fee (0.9% of 150). Topping up EUR first avoids that fee.
- Google Pay in Switzerland, Estonia or Norway. Bybit's card-management help says Google Pay is not available to users from these three countries. Apple Pay is added from the Wallet app, not the Bybit website.
- ATM withdrawals on a new physical card. The ATM toggle is on by default only for the physical card; after a PIN reset Bybit asks you to complete an ATM transaction, such as a balance inquiry, before using contactless again.
Check in this order: country drop-down, identity country and card currency, address document date, virtual card approval, payment-crypto priority, then the physical card. Keep: the approval email from Bybit, the card currency shown in My Bybit Card, your payment-crypto priority, and for any crypto-funded purchase the One-Click Sell rate and 0.9% fee line.
Fees and rewards
If the card fiat balance is insufficient, Bybit says crypto is automatically liquidated at the One-Click Sell exchange rate plus a 0.9% Bybit Card crypto conversion fee. For non-euro purchases, also record merchant currency, card currency and any network or foreign-exchange effect.
| Check | Official meaning | Reader action |
|---|---|---|
| Issuance | Check country, KYC and proof of address in the Card flow | Do not assume bank-card crypto purchase support equals card issuance |
| Spending assets | USDC, BTC, ETH, MNT, GRAM and XRP in the introduction updated 2026-10-08 | Save the selected payment priority before spending |
| Conversion cost | 0.9% crypto conversion fee when crypto covers the card payment | Record conversion rate, fee and timestamp |
| Wallets | Apple Pay, Google Pay and Samsung Pay are described in card-management help | Confirm inside the live card-management screen |
Decision path
Three checks separate a Bybit Card applicant from someone who can only buy crypto on Bybit with a bank card.
Confirm country, KYC, proof-of-address and virtual or physical card status.
Bank-card crypto purchase support is not the same as Bybit Card issuance.
Make a small transaction and save card currency, crypto conversion and wallet-add evidence.
Evidence to save
- Card flow country and KYC result.
- Virtual or physical card status and proof-of-address requirement.
- Selected payment crypto and priority order.
- 0.9% conversion fee row, exchange rate, transaction statement and wallet-add result.
Bybit Card is issued only in the EEA (through Bybit EU) and in the bybit.com program regions in the lookup table above. If your country is not in the drop-down, these cards reviewed on this site take a different approach: you fund them with stablecoins instead of an exchange balance, and their FX fee replaces Bybit's 0.9% crypto conversion fee.
- KAST: stablecoins convert 1:1 to a USD balance; non-USD spending adds 0.5–1.75% FX. Standard is free with 1.5% back on up to $2,000 a month. Review
- RedotPay: 10 USD virtual or 100 USD physical card; 1.2% when you pay in a currency other than the card currency. Review
- Tria: Lite costs 20 USD a year with 1.5% back on the first 1,000 USD of monthly spend, then 0.5%. Review
For a 200 euro purchase, Bybit's crypto conversion fee is 1.80 euros if all of it comes from crypto; KAST's FX fee on the same purchase is 1 to 3.50 euros, RedotPay's 1.2% is 2.40 euros. Availability for each card still depends on your country of residence.
The three Open buttons are affiliate links and we may earn a commission; the Bybit links on this page are not. Card figures re-checked on the issuers' official pages in October 2026.
FAQ
Is Bybit Card available everywhere Bybit accepts bank-card crypto purchases?
No. Bank-card crypto purchase support and Bybit Card issuance are different product flows. As of November 4, 2026, the card is issued in 29 EEA countries through Bybit EU (Malta is excluded) and through bybit.com programs in Argentina, Brazil, Mexico, Peru, Kazakhstan, Georgia, the AIFC, Australia and Asia Pacific.
Which countries can get the Bybit physical card?
You always need an active virtual card first. In the 29 Bybit EU countries the physical card is available after address review. On bybit.com, Bybit rolls the physical card out in phases: it is not yet available in Peru, and the Asia Pacific physical card is only for Tier 2 and above with address verification. Bybit's pages checked on November 4, 2026.
Which crypto can pay for Bybit Card purchases?
The Bybit EU introduction updated on 2026-10-08 lists USDC, BTC, ETH, MNT, GRAM and XRP. An older Bybit Learn guide from June 2026 lists TON and EURC, so check the My Bybit Card page, where you also set the payment priority.
What fee matters most before spending crypto?
The 0.9% Bybit Card crypto conversion fee, charged on top of the One-Click Sell rate whenever the fiat in your Funding Account does not cover a purchase. Keeping enough EUR in the Funding Account avoids it.
How long until the physical card arrives?
You first need an active virtual card. The physical application then goes through address review of up to seven business days, and Bybit Learn gives standard delivery of up to 30 days.
Where does Bybit Card work with Apple Pay?
Apple Pay is supported on the Bybit EU card and on the bybit.com cards for Argentina, Brazil, Peru, Kazakhstan, Georgia, the AIFC and Australia. It is not offered on the Mexico and Asia Pacific cards, which support Google Pay only. Apple Pay is added from the Wallet app on iOS or Apple Watch, not the Bybit website. On the Bybit EU card, Google Pay is not available to users from Switzerland, Estonia and Norway.
Official sources
The Bybit EU introduction (updated 2026-10-08), Bybit EU card FAQ (updated 2026-10-02), card-management guide (updated 2026-09-19), the bybit.com card FAQ (updated 2026-09-03), the bybit.com card introduction and EEA and Switzerland transition FAQ (both updated 2026-06-10) and the Bybit Learn guide (June 15, 2026) were re-checked on 2026-11-04.