KAST's Standard physical card is positioned as free to order, but the official help page says the shipping fee is 40 USD. ATM use is not free: the fee table lists 3 USD plus 2% for USD withdrawals, with an added FX fee for non-USD ATM withdrawals. The limit is 250 USD per withdrawal, up to three withdrawals or 750 USD in a rolling 24-hour period. Use the physical card only after you can see activation and PIN controls in the app.
Where to order the KAST physical card
KAST describes the order path inside the KAST app: open the app, tap the card icon in the lower-right area, browse available card options, choose a Standard physical card, tap the free-card order button, confirm the payment details and enter the shipping address. The virtual card can be ready before the physical card arrives, so do not treat the shipment as the start of all card access.
KAST physical card cost and tier context
The Standard physical card is the practical long-tail query because it is the low-cost path most users search first. KAST's fee page lists Standard at 0 USD annual fee, Premium at 1,000 USD per year and Private at 10,000 USD per year. For Standard physical cards, KAST says the card itself has no issuance fee, but the shipping fee is 40 USD.
| KAST card item | Official row checked | What to verify in the app |
|---|---|---|
| Standard annual fee | 0 USD | Your account can access Standard and your country is supported for the card you choose. |
| Standard physical card | Free card, 40 USD shipping fee | Shipping country, address, delivery estimate and final payment screen. |
| Premium / Private | 1,000 USD/year or 10,000 USD/year | Membership value, free physical-card allowance, cashback cap and whether the higher tier changes your actual use. |
| Card count | Up to 10 cards total in the KAST fee page | Existing virtual cards, physical cards and whether an extra card fee appears. |
The safest order is to treat the 40 USD shipping fee as a real upfront cost, then decide whether ATM access and in-person backup justify ordering the card. If you mainly use Apple Pay or Google Pay, a virtual card may be enough until you have a specific cash-withdrawal need.
KAST ATM withdrawal fee and rolling limit
KAST's ATM terms are easy to misread if you only look at the daily number. The official limit page says 250 USD maximum per withdrawal, up to three withdrawals in a rolling 24-hour period, for an effective 750 USD daily maximum. The fee page also says ATM withdrawals cost 3 USD plus 2% of the withdrawal amount. For non-USD withdrawals, the 0.5% to 1.75% FX fee can apply on top.
ATM fee example: why a small cash withdrawal is expensive
ATM use is a convenience feature, not the cheapest way to spend. A 200 USD withdrawal has a KAST fee of 3 USD plus 4 USD, or 7 USD before any local ATM operator fee. A 250 USD withdrawal has a KAST fee of 3 USD plus 5 USD, or 8 USD before local fees. If the ATM is in a non-USD currency, add the FX row shown for your country and transaction.
3 USD flat fee plus 2 USD at 2%, before operator fees.
3 USD flat fee plus 5 USD at 2%, before operator fees and FX.
Maximum rolling 24-hour use can become expensive even before local ATM charges.
First physical-card and ATM test
Run the first test in a way that lets you stop quickly if anything looks wrong. Confirm the card is activated, confirm PIN access, use a well-known ATM network, decline any ATM-side currency conversion if you need a clean fee record, and check the KAST transaction detail before trying a larger amount.
Complete these checks before relying on the physical card
The goal is a clean record: card status, fee preview, ATM receipt and app transaction detail should all match.
Do not use the ATM until the app shows the card as active and the PIN path is clear.
Use the smallest practical ATM test before a travel or emergency cash scenario.
Match ATM receipt, operator fee, KAST fee, FX row, transaction time and final balance.
Records to save
- Card order screen, card tier, shipping fee, delivery country, delivery estimate and final payment confirmation.
- Activation screen, PIN screen, physical card status and any replacement or reissue notice.
- ATM screen, operator fee, receipt, withdrawal currency, requested amount, dispensed amount and timestamp.
- KAST transaction detail, fee line, FX line, final balance and support ticket if the withdrawal fails or is reversed.
- Official fee page screenshot saved on the day you order or withdraw, because card pricing and country availability can change.
FAQ
How much does the KAST Standard physical card cost?
KAST says the Standard physical card has no card issuance fee, but the order still shows a 40 USD shipping fee. Delivery timing can vary by country and should be checked before confirming the order.
What is the KAST ATM withdrawal limit?
KAST's help center lists a 250 USD maximum per ATM withdrawal, up to three withdrawals in a rolling 24-hour period, and an effective 750 USD total daily maximum. ATM operators can apply their own lower limits or extra fees.
What is the KAST ATM withdrawal fee?
KAST's fee page lists a 3 USD flat fee plus 2% of the withdrawal amount for USD ATM withdrawals. Non-USD withdrawals add the applicable 0.5% to 1.75% foreign exchange fee.
Should I order the physical card if I only use mobile wallets?
Not necessarily. If Apple Pay or Google Pay works for your use case, the physical card mainly adds in-person backup and ATM access. Compare the 40 USD shipping fee and ATM fees with how often you truly need cash.
Official sources checked
KAST card pricing, shipping, ATM fees and withdrawal limits can change. Open the official help center and the live KAST app before ordering, activating or withdrawing cash.