MetaMask Card is worth researching if your Card tab is eligible and you already spend from supported MetaMask networks. As of the June 8, 2026 check, the official help page says U.S. sign-ups are temporarily paused and Metal card orders are temporarily paused. If your country is not listed or the Card tab shows a pause, treat the product as a waitlist or monitoring item.
Official screens to check first
Use MetaMask Mobile or MetaMask Portfolio as the source of truth. The public page can describe the product broadly, but the Card tab decides whether you can apply, whether signup or Metal ordering is paused, which tier appears, and which token and network rows apply to your account.
Supported countries are the first filter
The official MetaMask Card help page lists an eligible-country set that includes the United States except Vermont, the United Kingdom, Switzerland, Mexico, Canada, Brazil, Argentina, Colombia and multiple European countries. It also states that U.S. sign-ups for MetaMask Card are temporarily paused as of June 3, 2026, so a supported-country listing is not enough by itself.
For readers in Japan or other unlisted countries, the practical check is simple: open MetaMask Mobile or MetaMask Portfolio, go to the Card tab, and see whether signup, waitlist, or no card option appears. Do not rely on Mastercard merchant acceptance alone to assume you can open the card.
Free vs Metal fees and limits
The official page presents a free digital-only virtual card and a Metal tier at 199 dollars per year. The card page also shows higher daily card and ATM limits for Metal, but the help center says Metal card orders are temporarily paused as of June 2, 2026. The help center fee rows should still be checked before funding because token, ATM, cross-border and network costs can change the real cost.
| Check | Free Virtual | Metal | Why it matters |
|---|---|---|---|
| Subscription | Free | $199/year | Metal only makes sense if benefits, rewards or limits are real for you. |
| Card limit | $15,000/day shown on the official page | $30,000/day shown on the official page | Large spenders need app-level limits and issuer checks. |
| ATM limit | $1,000/day shown on the official page | $5,000/day shown on the official page | ATM operator fees and regional availability still matter. |
| Cross-border | Check the fee table | Official page advertises no foreign transaction fee | Merchant currency and issuer settlement still need evidence. |
mUSD cashback and supported assets
The official page shows 1% stablecoin cashback for the virtual card and 3% for Metal, with the page note limiting the 3% row to the first 10,000 dollars of spend and then 1%. It also lists Apple Pay or Google Pay spending with assets such as mUSD, amUSD, wETH, EURe, GBPe, USDC, aUSDC, aBasUSDC and USDT.
Rewards should be verified in the Card benefits screen before paying for Metal. Save the cashback terms, the selected funding token, and the first reward entry because tax and accounting treatment depends on your local jurisdiction.
Complete the eligibility decision
Do these checks before applying, paying for Metal, bridging funds or making a large purchase.
Confirm eligible country, state, application status, tier and waitlist status inside MetaMask.
Check subscription, token fee, ATM, cross-border, card limits and selected network.
Make a small purchase and save converted amount, fee, network cost and cashback entry.
Evidence to save
- Card tab eligibility, country, state, application or waitlist status.
- Free or Metal tier, subscription row, benefits screen and renewal terms.
- Selected token, selected network, spending limit and fee table.
- ATM and cross-border rows before the first withdrawal or non-local-currency purchase.
- First transaction detail, converted amount, network fee, mUSD cashback and monthly statement export.
FAQ
What countries support MetaMask Card in 2026?
The official MetaMask Card help page lists eligible countries and regions including the United States except Vermont, the United Kingdom, Switzerland, Mexico, Canada, Brazil, Argentina, Colombia and many European countries. However, the same help page says U.S. sign-ups are temporarily paused as of June 3, 2026. Always confirm the Card tab because supported countries, state rules, account eligibility and issuer flow can change.
Is MetaMask Card available in Japan?
Japan was not listed in the official supported-country list checked on June 8, 2026. Japan-based readers should check MetaMask Mobile or Portfolio for the Card tab and waitlist instead of assuming signup is open.
What is the difference between Free and Metal?
The official page presents a free virtual card and a Metal tier at 199 dollars per year. Metal has higher card and ATM limits and can show 3% stablecoin cashback for the first 10,000 dollars of spend, while the virtual card shows 1% cashback. The official help page also says Metal card orders are temporarily paused as of June 2, 2026.
Which records should I save before funding or spending?
Save the Card tab eligibility screen, tier and fee table, U.S. signup or Metal order pause notice if relevant, selected token and network, spending limits, ATM and cross-border rows, mUSD cashback terms, and the first small transaction detail with converted amount, fee, timestamp and reward entry.
Official sources checked
MetaMask Card eligibility, benefits and fees can change. Use the official page, help center and live Card tab before applying or funding.